Difference between revisions of "Starting Wealth Guidelines"

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[[Category:Articles]]
 
[[Category:Articles]]
 +
[[Category:Rules]]
 +
This is our [[D&D 3.5 House Rules]] guide to starting wealth for higher level characters.
 +
 
==Starting Wealth Worksheet==
 
==Starting Wealth Worksheet==
 
{|
 
{|
Line 5: Line 8:
 
!Wealth
 
!Wealth
 
!Type Allowed
 
!Type Allowed
!Magical Bonus Allowed*
+
!Magical Bonus Allowed<ref>Does not include additional enhancement bonuses, such as shocking or vorpal.</ref>
!Total Magical Bonus Allowed**
+
!Total Magical Bonus Allowed<ref>Includes all magical bonuses. "Bracersof Armor" use this column.</ref>
 
|-
 
|-
|1
+
|width="15%"|1
|0
+
|width="15%"|0
|none
+
|width="20%"|none
|none
+
|width="25%"|none
|none
+
|width="25%"|none
 
|-
 
|-
 
|2
 
|2
Line 47: Line 50:
 
|19000
 
|19000
 
|Minor
 
|Minor
|+2
+
| +2
|+3
+
| +3
 
|-
 
|-
 
|8
 
|8
 
|27000
 
|27000
 
|Medium
 
|Medium
|+2
+
| +2
|+3
+
| +3
 
|-
 
|-
 
|9
 
|9
 
|36000
 
|36000
 
|Medium
 
|Medium
|+2
+
| +2
|+4
+
| +4
 
|-
 
|-
 
|10
 
|10
 
|49000
 
|49000
 
|Medium
 
|Medium
|+2
+
| +2
|+4
+
| +4
 
|-
 
|-
 
|11
 
|11
 
|66000
 
|66000
 
|Medium
 
|Medium
|+3
+
| +3
|+4
+
| +4
 
|-
 
|-
 
|12
 
|12
 
|88000
 
|88000
 
|Medium
 
|Medium
|+3
+
| +3
|+4
+
| +4
 
|-
 
|-
 
|13
 
|13
 
|110000
 
|110000
 
|Medium
 
|Medium
|+3
+
| +3
|+5
+
| +5
 
|-
 
|-
 
|14
 
|14
 
|150000
 
|150000
 
|Major
 
|Major
|+3
+
| +3
|+5
+
| +5
 
|-
 
|-
 
|15
 
|15
 
|200000
 
|200000
 
|Major
 
|Major
|+3
+
| +3
|+5
+
| +5
 
|-
 
|-
 
|16
 
|16
 
|260000
 
|260000
 
|Major
 
|Major
|+3
+
| +3
|+6
+
| +6
 
|-
 
|-
 
|17
 
|17
 
|340000
 
|340000
 
|Major
 
|Major
|+3
+
| +3
|+6
+
| +6
 
|-
 
|-
 
|18
 
|18
 
|440000
 
|440000
 
|Major
 
|Major
|+3
+
| +3
|+6
+
| +6
 
|-
 
|-
 
|19
 
|19
 
|580000
 
|580000
 
|Major
 
|Major
|+3
+
| +3
|+7
+
| +7
 
|-
 
|-
 
|20
 
|20
 
|760000
 
|760000
 
|Major
 
|Major
|+3
+
| +3
|+7
+
| +7
 
|}
 
|}
  
* Does not include additional enhancement bonuses, such as shocking or vorpal.
+
<references/>
** Includes all magical bonuses. "Bracersof Armor" use this column.
+
 
==Examples==
 
==Examples==
 
===Example #1===
 
===Example #1===
4th level Redshirt Replacement (Fighter), Starting Gold: 5400, Type Allowed: Minor, Maximum Weapon Bonus: +1, Maximum Enhancement Bonus: +2
+
4th level Redshirt Replacement (Fighter)
+
*Starting Gold: 5400
Item Value
+
*Type Allowed: Minor, Maximum  
Starting Balance 5400
+
*Weapon Bonus: +1
Long Sword +1, Flaming -3315
+
*Maximum Enhancement Bonus: +2
Chainmail +1 -1250
+
 
Potion: Endurance -300
+
 
Potion: Bull's Strength -300
+
{|
Remaining 235
+
!Item  
 +
!Value
 +
|-
 +
|width="300px"|Starting Balance
 +
|align="right"|5400
 +
|-
 +
|Long Sword +1, Flaming ||align="right"| -3315
 +
|-
 +
|Chainmail +1 ||align="right"| -1250
 +
|-
 +
|Potion: Endurance ||align="right"| -300
 +
|-
 +
|Potion: Bull's Strength ||align="right"| -300
 +
|-
 +
|Remaining ||align="right"| 235
 +
|}
  
 
===Example #2===
 
===Example #2===
4th level Redshirt Replacement (Wizard) Starting Gold: 5400, Type Allowed: Minor, Maximum Weapon Bonus: +1, Maximum Enhancement Bonus: +2
+
4th level Redshirt Replacement (Wizard)  
 +
*Starting Gold: 5400, Type  
 +
*Allowed: Minor, Maximum  
 +
*Weapon Bonus: +1
 +
*Maximum Enhancement Bonus: +2
  
Item Value
+
 
Starting Balance 5400
+
{|
Bracers of Armor +2 -4000
+
!Item !!Value
Wand of Magic Missile (1st level caster) -750
+
|-
Potion: Invisibility -300
+
|width="300px"|Starting Balance
Potion: Intelligence -300
+
|align="right"|5400
Remaining 50
+
|-
 +
|Bracers of Armor +2||align="right"|-4000
 +
|-
 +
|Wand of Magic Missile (1st level caster)||align="right"|-750
 +
|-
 +
|Potion: Invisibility||align="right"|-300
 +
|-
 +
|Potion: Intelligence||align="right"|-300
 +
|-
 +
|Remaining||align="right"|50
 +
|}
  
  
 
===Example #3===
 
===Example #3===
9th Level B Teamer (Fighter) Starting Gold: 36000, Type Allowed: Medium, Maximum Weapon Bonus: +2, Maximum Enhancement Bonus: +4
+
9th Level B Teamer (Fighter)  
 +
*Starting Gold: 36000
 +
*Type Allowed: Medium, Maximum  
 +
*Weapon Bonus: +2
 +
*Maximum Enhancement Bonus: +4
  
Item Value
+
 
Starting Balance 36000
+
{|
Full-plate +1, Acid Resistance -5650
+
!Item
Large steel shield +2, Spell Resistance (13) -4170
+
!Value
Long sword +2, Holy -10515
+
|-
Long bow +2, might composite, +4 Str, flaming burst -4800
+
|width="300px"|Starting Balance||align="right"|36000
Dagger +1, returning -2302
+
|-
Cloak of Resistance +2 -4000
+
|Full-plate +1, Acid Resistance||align="right"|-5650
Horseshoes of speed -1900
+
|-
Potion: Bull's Strength -300
+
|Large steel shield +2, Spell Resistance (13)||align="right"|-4170
Potion: Water Breathing -750
+
|-
Potion: Haste -750
+
|Long sword +2, Holy||align="right"|-10515
Remaining 863
+
|-
 +
|Long bow +2, might composite, +4 Str, flaming burst||align="right"|-4800
 +
|-
 +
|Dagger +1, returning||align="right"|-2302
 +
|-
 +
|Cloak of Resistance +2||align="right"|-4000
 +
|-
 +
|Horseshoes of speed||align="right"|-1900
 +
|-
 +
|Potion: Bull's Strength||align="right"|-300
 +
|-
 +
|Potion: Water Breathing||align="right"|-750
 +
|-
 +
|Potion: Haste||align="right"|-750
 +
|-
 +
|Remaining||align="right"|863
 +
|}
  
  
 
===Example #4===
 
===Example #4===
9th Level B Teamer (Mage) Starting Gold: 36000, Type Allowed: Medium, Maximum Weapon Bonus: +2, Maximum Enhancement Bonus: +4
+
9th Level B Teamer (Mage)  
 +
*Starting Gold: 36000
 +
*Type Allowed: Medium, Maximum
 +
*Weapon Bonus: +2
 +
*Maximum Enhancement Bonus: +4
  
Item Value
+
 
Starting Balance 36000
+
{|
Bracers of Armor +4 -16000
+
!Item!!Value
Ring of Protection +1 -2000
+
|-
Ring of Sustenance -2500
+
|width="300px"|Starting Balance||align="right"|36000
Dagger +2 -2302
+
|-
Wand of Fireball (5th level caster) -11250
+
|Bracers of Armor +4||align="right"|-16000
Light Crossbow +1 -1335
+
|-
Potion: Intelligence -300
+
|Ring of Protection +1||align="right"|-2000
Remaining 313
+
|-
 +
|Ring of Sustenance||align="right"|-2500
 +
|-
 +
|Dagger +2||align="right"|-2302
 +
|-
 +
|Wand of Fireball (5th level caster)||align="right"|-11250
 +
|-
 +
|Light Crossbow +1||align="right"|-1335
 +
|-
 +
|Potion: Intelligence||align="right"|-300
 +
|-
 +
|Remaining||align="right"|313
 +
|}

Latest revision as of 05:06, 5 December 2014

This is our D&D 3.5 House Rules guide to starting wealth for higher level characters.

Starting Wealth Worksheet

Level Wealth Type Allowed Magical Bonus Allowed[1] Total Magical Bonus Allowed[2]
1 0 none none none
2 900 Minor +1 +1
3 2700 Minor +1 +2
4 5400 Minor +1 +2
5 9000 Minor +1 +2
6 13000 Minor +2 +3
7 19000 Minor +2 +3
8 27000 Medium +2 +3
9 36000 Medium +2 +4
10 49000 Medium +2 +4
11 66000 Medium +3 +4
12 88000 Medium +3 +4
13 110000 Medium +3 +5
14 150000 Major +3 +5
15 200000 Major +3 +5
16 260000 Major +3 +6
17 340000 Major +3 +6
18 440000 Major +3 +6
19 580000 Major +3 +7
20 760000 Major +3 +7
  1. Does not include additional enhancement bonuses, such as shocking or vorpal.
  2. Includes all magical bonuses. "Bracersof Armor" use this column.

Examples

Example #1

4th level Redshirt Replacement (Fighter)

  • Starting Gold: 5400
  • Type Allowed: Minor, Maximum
  • Weapon Bonus: +1
  • Maximum Enhancement Bonus: +2


Item Value
Starting Balance 5400
Long Sword +1, Flaming -3315
Chainmail +1 -1250
Potion: Endurance -300
Potion: Bull's Strength -300
Remaining 235

Example #2

4th level Redshirt Replacement (Wizard)

  • Starting Gold: 5400, Type
  • Allowed: Minor, Maximum
  • Weapon Bonus: +1
  • Maximum Enhancement Bonus: +2


Item Value
Starting Balance 5400
Bracers of Armor +2 -4000
Wand of Magic Missile (1st level caster) -750
Potion: Invisibility -300
Potion: Intelligence -300
Remaining 50


Example #3

9th Level B Teamer (Fighter)

  • Starting Gold: 36000
  • Type Allowed: Medium, Maximum
  • Weapon Bonus: +2
  • Maximum Enhancement Bonus: +4


Item Value
Starting Balance 36000
Full-plate +1, Acid Resistance -5650
Large steel shield +2, Spell Resistance (13) -4170
Long sword +2, Holy -10515
Long bow +2, might composite, +4 Str, flaming burst -4800
Dagger +1, returning -2302
Cloak of Resistance +2 -4000
Horseshoes of speed -1900
Potion: Bull's Strength -300
Potion: Water Breathing -750
Potion: Haste -750
Remaining 863


Example #4

9th Level B Teamer (Mage)

  • Starting Gold: 36000
  • Type Allowed: Medium, Maximum
  • Weapon Bonus: +2
  • Maximum Enhancement Bonus: +4


Item Value
Starting Balance 36000
Bracers of Armor +4 -16000
Ring of Protection +1 -2000
Ring of Sustenance -2500
Dagger +2 -2302
Wand of Fireball (5th level caster) -11250
Light Crossbow +1 -1335
Potion: Intelligence -300
Remaining 313