Starting Wealth Guidelines

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Starting Wealth Worksheet

Level Wealth Type Allowed Magical Bonus Allowed* Total Magical Bonus Allowed**
1 0 none none none
2 900 Minor +1 +1
3 2700 Minor +1 +2
4 5400 Minor +1 +2
5 9000 Minor +1 +2
6 13000 Minor +2 +3
7 19000 Minor +2 +3
8 27000 Medium +2 +3
9 36000 Medium +2 +4
10 49000 Medium +2 +4
11 66000 Medium +3 +4
12 88000 Medium +3 +4
13 110000 Medium +3 +5
14 150000 Major +3 +5
15 200000 Major +3 +5
16 260000 Major +3 +6
17 340000 Major +3 +6
18 440000 Major +3 +6
19 580000 Major +3 +7
20 760000 Major +3 +7
  • Does not include additional enhancement bonuses, such as shocking or vorpal.
    • Includes all magical bonuses. "Bracersof Armor" use this column.

Examples

Example #1

4th level Redshirt Replacement (Fighter)

  • Starting Gold: 5400
  • Type Allowed: Minor, Maximum
  • Weapon Bonus: +1
  • Maximum Enhancement Bonus: +2


Item Value
Starting Balance 5400
Long Sword +1, Flaming -3315
Chainmail +1 -1250
Potion: Endurance -300
Potion: Bull's Strength -300
Remaining 235

Example #2

4th level Redshirt Replacement (Wizard)

  • Starting Gold: 5400, Type
  • Allowed: Minor, Maximum
  • Weapon Bonus: +1
  • Maximum Enhancement Bonus: +2


Item Value
Starting Balance 5400
Bracers of Armor +2 -4000
Wand of Magic Missile (1st level caster) -750
Potion: Invisibility -300
Potion: Intelligence -300
Remaining 50


Example #3

9th Level B Teamer (Fighter)

  • Starting Gold: 36000
  • Type Allowed: Medium, Maximum
  • Weapon Bonus: +2
  • Maximum Enhancement Bonus: +4


Item Value
Starting Balance 36000
Full-plate +1, Acid Resistance -5650
Large steel shield +2, Spell Resistance (13) -4170
Long sword +2, Holy -10515
Long bow +2, might composite, +4 Str, flaming burst -4800
Dagger +1, returning -2302
Cloak of Resistance +2 -4000
Horseshoes of speed -1900
Potion: Bull's Strength -300
Potion: Water Breathing -750
Potion: Haste -750
Remaining 863


Example #4

9th Level B Teamer (Mage)

  • Starting Gold: 36000
  • Type Allowed: Medium, Maximum
  • Weapon Bonus: +2
  • Maximum Enhancement Bonus: +4


Item Value
Starting Balance 36000
Bracers of Armor +4 -16000
Ring of Protection +1 -2000
Ring of Sustenance -2500
Dagger +2 -2302
Wand of Fireball (5th level caster) -11250
Light Crossbow +1 -1335
Potion: Intelligence -300
Remaining 313